• "If past history was all

    there was to the game,

    the richest people

    would be librarians."

    ~ Warren Buffett
  • "The investor's

    chief problem -

    even his worst enemy -

    is likely to be himself."

    ~ Benjamin Graham
  • "The four most

    dangerous words in

    investing are:

    ‘this time it's different.’"

    ~ Sir John Templeton
  • "The individual investor

    should act consistently

    as an investor and

    not as a speculator."

    ~ Benjamin Graham
  • "An investment

    in knowledge pays

    the best interest."

    ~ Benjamin Franklin

About us

David L. Gemmer

Managing Principal

David L. Gemmer

Managing Principal

An investment expert who has been purchasing investments for his clients for more than 30 years, Dave is the founder and managing principal of Gemmer. He works with advisors as a portfolio manager and sits on the firm’s investment committee. In addition to his work with clients, Dave has been a guest lecturer at the University of California (Berkeley and Davis), has been a featured speaker at International Association of Financial Planners’ events and frequently addresses local businesses and organizations.  He also has served on Charles Schwab’s Institutional Service Group Advisory Board. Dave received an M.B.A. in finance from the University of Santa Clara (1967) and a B.S. in engineering/business from Purdue University (1964).

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